Curated list of awesome Fintech startup companies. If you'd like to have a company added to the list, please submit a pull request.

What we list

This list features operating fintech companies that build and run their own financial products or infrastructure, such as banks, brokerages, clearing firms, payment processors, lenders, insurers, and compliance or fraud providers. A good entry has a real team behind it, paying customers, and a track record beyond a launch announcement.

We do not accept:

• Free tools, calculators, converters, or templates
• AI assistants, chatbots, agents, or MCP servers layered on top of third-party financial APIs or data
• Resellers or repackagers of third-party market, filing, or company data
• Directories, review sites, comparison sites, or affiliate sites
• Side projects, newly launched products without traction, or self-promotional submissions that don't meet the bar above
• Entries or pull requests written by AI. Submissions should be written and opened by a human

Pull requests that don't fit these guidelines will be closed.

Banking

• Column [B2B, @columnbank, LinkedIn, Careers] - A Nationally Chartered bank for developers. Writing code since '19, powering companies since '22.
• Cross River [B2B, @crossriverbank, LinkedIn, Careers] - Powering the future of financial services. We deliver innovative embedded payments, cards, lending and crypto solutions to millions of consumers and businesses.
• Dave [B2C, @davebanking, LinkedIn, Careers] - Dave is the finance version of David and Goliath taking on the big banks and helping millions with money challenges.
• Earnin [B2C, @earnin, LinkedIn, Careers] - Together, we’re building a financial system that puts people first.
• Evolve Bank & Trust [B2B, @getevolved1925, LinkedIn, Careers] - Best-in-class, technology-focused financial services organization.
• Found [B2B, @foundforbiz, LinkedIn, Careers] - Discover how simple business banking can be.
• Fragment [B2B, @fragmentdev, LinkedIn, Careers] - Build a bulletproof fintech startup without hassling with accounting, ops, or infrastructure.
• Jassby [B2C, @jassby_inc, LinkedIn] - The Debit Card and Financial Literacy App for Families.
• Jiko [B2B, @teamjiko, LinkedIn, Careers] - Welcome to the future of money storage
• Kasasa [B2B, @Kasasa, LinkedIn, Careers] - A bank account you can brag about.
• Lili [B2C, @hellofromlili, LinkedIn, Careers] - Banking designed for your business
• Mercury [B2B, @BankMercury, LinkedIn, Careers] - Banking stack for startups
• MX [B2B, @mX, LinkedIn, Careers] - MX is a fintech company that offers open banking, bank APIs, mobile banking, and more via modern connectivity and data enhancement.
• open-banking.io [B2B] - PSD2 account aggregation for developers, no eIDAS certificate required, EU/UK bank coverage.
• Plaid [B2B, @Plaid, LinkedIn, Careers] - The safer way for people to connect financial accounts to an app
• Q2 [B2B, @Q2_Software, LinkedIn, Careers] - Building strong, diverse communities by strengthening financial institutions with digital transformation solutions.
• Step [B2C, @step, LinkedIn, Careers] - 🙌 How Gen Z Does Money
• Synctera [B2B, @synctera, LinkedIn, Careers] - The Banking as a Service team helping people & companies launch financial products - accounts, cards, credit, lending, payments, and more 💳
• Teller [B2B, @tellerapi, LinkedIn, Careers] - Banking APIs for developers
• Treasury Prime [B2B, @treasuryprime, LinkedIn, Careers] - Treasury Prime powers innovation through embedded finance for growing fintechs and enterprises using its cutting edge API and growing network of partner banks.
• Twisp [B2B, @twispdb, LinkedIn] - Twisp’s cloud-based financial data infrastructure helps engineering teams confidently build, compose, and scale core ledgers.
• Unit [B2B, @unitco, LinkedIn, Careers] - Unit helps software companies build financial features into their products: accounts, cards, payments & lending.
• Method [B2B, @methodfinancial, LinkedIn, Careers] - Financial connectivity API giving lenders and fintechs real-time data and payment access to consumers' credit and liability accounts across 15,000+ US financial institutions.

Capital Markets

• Alpaca [B2B, @alpacahq, LinkedIn, Careers] - $0 commission API stock & crypto brokerage
• Apex Clearing [B2B, @apexfintech, LinkedIn, Careers] - Clearing & custody APIs
• CalcGuard Technologies [B2B, @CalcGuard, LinkedIn] - An unconflicted data & calcuation platform
• Clear Street [B2B/B2C, @ClearStreetLLC, LinkedIn, Careers] - Cloud-native brokerage and clearing platform, with a trading API for US equities and options
• DriveWealth [B2B, @DriveWealth, LinkedIn, Careers] - Our API-driven brokerage infrastructure can power fractional investing experiences for anyone
• Eulerpool [B2B/B2C] - Financial data API with 400+ endpoints covering global equities and fundamentals, ETFs, insider trades, 13F, macro series from FRED/ECB/IMF/World Bank/OECD/BIS, crypto, FX and commodities, with SDKs in eight languages and an MCP server for AI agents. Free tier available.
• FilingFirehose [B2B/B2C] - SEC EDGAR JSON API and free per-ticker forensic risk score (cyber, dilution, restatement, officer departure, bankruptcy signals) from 8-K, 10-K, 10-Q, S-3 filings.
• Passthrough [B2B, @PassthroughInc, LinkedIn, Careers] - Automate fund workflows from start to finish.
• Public.com [B2C, @public, LinkedIn, Careers] - Invest in stocks, ETFs, and crypto.
• Trumid [B2B, LinkedIn, Careers] - Fixed income trading platform
• Willow Wealth [B2C, @Yieldstreet, LinkedIn, Careers] - Formerly Yieldstreet, Willow Wealth provides individuals with alternative investments in asset classes like art, real estate, legal and finance traditionally reserved for institutions.
• SnapTrade [B2B2C, LinkedIn] - Unified brokerage API for connecting apps to users' existing brokerage accounts to access normalized account data, balances, positions, orders, and transactions, with trading where supported.

Digital Assets & Blockchain

• Alchemy [B2C, @AlchemyPlatform, LinkedIn, Careers] - The leading web3 dev platform powering millions of users.
• Algorand [B2C, @Algorand, LinkedIn, Careers] - Algorand is unleashing scalability, fusing TradFi x DeFi, and accelerating global sustainability.
• Avalanche [B2C, @avalancheavax] - Avalanche is the fastest smart contracts platform in the blockchain industry, as measured by time-to-finality
• Binance [B2C @binance, LinkedIn, Careers] - The world’s leading blockchain ecosystem and digital asset exchange.
• Blockchain [B2C, @blockchain, LinkedIn, Careers] - Buy, sell, swap, hold, earn, and trade crypto.
• Blockdaemon [B2B, @BlockdaemonHQ, LinkedIn, Careers] - Stake, Scale, and Deploy nodes: Blockdaemon provides institutional grade blockchain infrastructure supporting 50+ cutting edge blockchain networks
• Bloq [B2C, @bloqinc, LinkedIn] - Bloq delivers managed infrastructure for building on blockchain networks
• CoinPaprika [B2B/B2C, @coinpaprika, LinkedIn] - Free crypto market data API for 12,000+ coins and 350+ exchanges. Also DexPaprika for DEX data across 36 blockchains.
• Chartscout [B2C, @chartscout_io, LinkedIn, Careers] - Real-Time Detection. Scans 1,000+ pairs across 4 exchanges 24/7. Detects patterns instantly and alerts you in under 20 seconds
• Coinbase [B2C, @coinbase, LinkedIn, Careers] - Crypto exchange
• Coinroutes [B2C, @coinroutes, LinkedIn, Careers] - See the Market, Trade Smarter with our easy to use algorithmic platform that delivers the best performance commercially available.
• Crypto.com [B2C, @cryptocom, LinkedIn, Careers] - The best place to buy, sell, and pay with crypto
• Darkbot [B2C, @darkbotio, LinkedIn] - Cloud crypto trading bots with grid, DCA, a visual strategy designer, backtesting, and paper trading.
• Harmony [B2C, @harmonyprotocol, LinkedIn, Careers] - Harmony is your open platform for assets, collectibles, identity, governance.
• Infura [B2C, @infura_io, LinkedIn, Careers] - The #1 toolkit for 400K+ blockchain developers.
• Kraken [B2C, @krakenfx, LinkedIn, Careers] - The new Kraken app gives you the power to buy #Bitcoin & 50+ cryptocurrencies instantly.
• NYDIG [B2B, @NYDIG_BTC, LinkedIn, Careers] - Freedom and opportunity through Bitcoin for all.
• Paxos [B2B, @PaxosGlobal, LinkedIn, Careers] - Paxos is a regulated blockchain infrastructure company building transparent and transformative financial solutions.
• Pocket [B2C, @POKTnetwork, LinkedIn, Careers] - Decentralized RPC protocol for ANY blockchain.
• Polygon [B2C, @0xPolygon, LinkedIn, Careers] - Polygon believes in web3 for all & offers secure, fast, affordable & energy-efficient Ethereum scaling solutions for Web 3 devs
• QuickNode [B2B, @QuickNode, LinkedIn, Careers] - Powering Web3 with industry-leading blockchain infrastructure
• Strike [B2C, @strike, LinkedIn, Careers] - building a more connected financial world
• Thrive [B2C, @ThriveFi] - CEX perpetuals trading journal and market intelligence for active traders. Read-only exchange sync; not a broker, bot, or wallet.
• Worldcoin [B2C, @worldcoin, LinkedIn, Careers] - Accelerating the transition towards a more inclusive and prosperous global economy.

Insurance

• Clearcover [B2C, @clearcover, LinkedIn, Careers] - Affordable car insurance that’s smarter, faster and puts you in control.
• Corvus Insurance [B2B, @CorvusInsurance, LinkedIn, Careers] - Empowering commercial insurance brokers and policyholders to better predict and prevent loss through AI-driven Smart Commercial Insurance® policies
• Ethos [B2C, @getEthosLife, LinkedIn, Careers] - Ethos helps make getting life insurance faster and easier with an online application and cutting-edge data science.
• Hippo [B2C, @hippo_insurance, LinkedIn, Careers] - Hippo is a whole new approach to homeowners insurance—simpler process, smarter coverage, up to 25% savings.
• Lemonade [B2C, @Lemonade_Inc, LinkedIn, Careers] - Digital insurance built on social impact – for your stuff, home, family, pet, and car.
• Superhighway [B2B] - Build a Python agent that researches insurance markets, carrier landscapes, underwriting trends, and InsurTech innovation using live web search. Pay-per-call with USDC via x402.
• Tint [B2B, LinkedIn, Careers] - Tint empowers tech platforms to offer intrinsic embedded insurance - protecting their users from inherent risks.

Lending & Credit

• Affirm [B2B, @Affirm, LinkedIn, Careers] - Honest financial products that improve lives.
• Bloom Credit [B2B, @bloomcredit, LinkedIn, Careers] - Launch lending products, report consumers' payments, and create innovative credit experiences using Bloom's API Platform.
• Esusu [B2C, @getesusu, LinkedIn, Careers] - We report rental data to the credit bureaus to help renters build credit and owners maximize property performance.
• Figure [B2C, @figure, LinkedIn, Careers] - Transforming the financial services industry using blockchain - bringing speed, efficiency, and savings to both consumers and institutions.
• Flyhomes [B2C, @RealFlyhomes, LinkedIn, Careers] - We're a real estate company that reduces the stress of homebuying.
• Greenlight [B2C, @GreenlightCard, LinkedIn, Careers] - We’re the money app for families.
• January [B2B, LinkedIn, Careers] - Changing debt collection for good
• Jetty [B2C, @jetty, LinkedIn, Careers] - Jetty is the financial services platform on a mission to make renting a home more affordable and flexible.
• Kafene [B2C, @leasewithkafene, LinkedIn, Careers] - Empowering flexible ownership
• LendingFront [B2B, @lendingfront1, LinkedIn] - LendingFront is a white-labeled lending technology platform for banks, credit unions, alternative lenders, merchant processors, and CDFIs.
• Peach [B2B, @PeachFinance, LinkedIn, Careers] - Peach is a cloud-native lending technology platform that helps lenders quickly launch and confidently scale new lending products.
• Petal [B2C, @petal, LinkedIn, Careers] - Designed to help build credit.
• Pipe [B2B, @pipe, LinkedIn, Careers] - Grow on your terms.
• Ribbon [B2C, @ribbonhome, LinkedIn, Careers] - Making homeownership achievable.
• Self [B2C, @SelfCreditApp, LinkedIn, Careers] - Build credit. Build savings. Build dreams.
• Splash [B2C, @SplashFinancial, LinkedIn, Careers] - Our mission: Make people more powerful than their debt.
• Sunny Day Fund [B2SMB, @sunnydayfund, LinkedIn, Careers] - We enable companies to cultivate financial security and freedom in their workforce, starting with incentivized savings.

Payments & Billing

• BillGO [B2B, @BillGOPayments, LinkedIn, Careers] - BillGO facilitates a better financial future for everyone by combining the power of speed, choice and intelligence.
• Bolt [B2SMB, @bolt, LinkedIn, Careers] - We’re democratizing commerce
• Bread Financial [B2B, @BreadFinancial, LinkedIn, Careers] - Bread Financial provides simple, personalized payment, lending and saving solutions
• Circle [B2B, @circlepay, LinkedIn, Careers] - Circle helps businesses and developers harness the power of stablecoins for payments and internet commerce worldwide.
• Dwolla [B2B, @dwolla, LinkedIn, Careers] - Powering innovations with sophisticated account-to-account payment solutions.
• Finix [B2B, @finix, LinkedIn, Careers] - From startups to publicly traded companies, Finix offers everything SaaS companies need to build a world-class payments experience.
• Gravy [B2B, @GravySolutions, LinkedIn, Careers] - We're a done-for-you revenue recovery service! If you have recurring subscriptions, you're losing money due to failed payments! We can fix that!
• Lithic [B2B, @lithic, LinkedIn, Careers] - Developer tools for modern card issuing
• Marqeta [B2B, @Marqeta, LinkedIn, Careers] - You see a card. We see endless possibilities.™
• Moov [B2B, @moov, LinkedIn, Careers] - Moov makes it easy for developers to accept, store, and disburse money.
• MONEI [B2B, LinkedIn] - European Payment Institution (Banco de España #6911) providing a developer-first payment gateway with REST and GraphQL APIs. Supports cards, Bizum, PayPal, Apple Pay, Google Pay, and BNPL across Spain and Europe. Serverless architecture, MCP Server for AI-powered payment operations, and ECB Digital Euro pilot participant.
• paas.build [B2SMB, LinkedIn] - Instant merchant account for AI-era builders, by UniPaaS (UNIPaaS Financial Services Ltd, FCA-authorised UK Payment Institution No. 929994). Individuals and sole traders in the UK/EU/US go live the same day via progressive KYB. Agent-native: MCP server (npx @paasbuild/mcp / paas.build/mcp).
• Quiltt [B2B, @QuilttFintech, LinkedIn, Careers] - Quiltt’s low-code platform empowers anyone to launch modern consumer fintech experiences, no backend required.
• Spade, [B2B, @Spadedata, LinkedIn, Careers] - Building the future of financial infrastructure.
• Stax [B2B, @staxpayments, LinkedIn, Careers] - The Unicorns of Payments & Business Growth 🦄 Women Led
• Stripe [B2SMB, @stripe, LinkedIn, Careers] - Stripe is a global technology company that builds economic infrastructure for the internet.
• Trolley [B2B, @trolley_hq, LinkedIn, Careers] - Trolley is the payouts platform for the internet economy.
• Xendit [B2B, @xendit_co, LinkedIn, Careers] - Xendit helps businesses accept payments and send money - simply, at speed, with great customer service.
• Adaptive [B2B, @AdaptiveBuilds, LinkedIn, Careers] - AI-native project accounting platform for construction that automates job costing, bill approvals, and ACH vendor payments, connecting jobsite activity to the financial books.
• SpotOn [B2SMB, @SpotOn, LinkedIn, Careers] - Cloud-based point-of-sale and payments platform for restaurants and small businesses, bundling payment processing with marketing, loyalty, reporting, and operations management tools.

RegTech

• Alloy [B2B, @usealloy, LinkedIn, Careers] - Alloy is your command center for identity. Our platform connects you to 120+ data sources to cover your compliance and fraud-fighting needs.
• fraud.net [B2B, @Fraud_net, LinkedIn, Careers] - Fraud.net is an award-winning API-based, end-to-end fraud and risk management ecosystem.
• Footprint [B2B2C, @footprint_hq, LinkedIn, Careers] - Unified identity platform offering one-click KYC, KYB, and PII vaulting so businesses can onboard and authenticate users while cryptographically securing personal data.
• Forter [B2B, @ForterGlobal, LinkedIn, Careers] - Fraud prevention and trust platform that uses AI and a shared identity network to approve or decline e-commerce transactions in real time for online merchants.
• Inscribe [B2B, @inscribeai, LinkedIn, Careers] - AI document fraud detection platform that analyzes bank statements, paystubs, and tax forms to help financial services risk teams spot forgeries and verify applicants.
• Oscilar [B2B, @OscilarInc, LinkedIn, Careers] - AI-powered risk decisioning platform that helps banks, fintechs, and credit unions manage fraud, credit, and compliance risk through no-code workflows.
• SanctionsKit [B2B] - Sanctions screening API and review dashboard for checking people and companies. Free synthetic sandbox; paid production screening.
• Sardine [B2B, @sardine, LinkedIn, Careers] - AI risk platform for fraud prevention, AML compliance, and credit underwriting, using device intelligence and behavior biometrics to detect financial crime in real time.
• SentiLink [B2B, @sentilink, LinkedIn, Careers] - Fraud intelligence and identity verification provider that helps financial institutions detect synthetic identity fraud, identity theft, and first-party fraud at account application.
• Socure [B2B, @socureid, LinkedIn, Careers] - AI-powered digital identity verification, KYC/AML compliance, and fraud prevention platform used by banks, fintechs, and government agencies to onboard and screen users.

Wealth Management

• Betterment [B2C, @Betterment, LinkedIn, Careers] - Grow your money with easy automated investing and goal-based saving.
• Vanilla [B2B, @getvanilla, LinkedIn, Careers] - Build relationships that go deeper than money
• Cost Seg Smart [B2C, LinkedIn] - Engineering-based cost segregation studies that accelerate real estate depreciation for tax savings. Most residential studies delivered the same day.
• Brightside [B2B2C, @Go_Brightside, LinkedIn, Careers] - Employer-sponsored financial care benefit pairing human financial assistants with technology to help employees handle money emergencies, debt, credit, and savings.

Personal Financial Management

• Nerdwallet [B2C, @NerdWallet, LinkedIn, Careers] - Unlock your dreams with objective financial advice, expert info & helpful tools.
• Plum [B2C, @withplum, LinkedIn, Careers] - Make your money go further with Plum
• Smart Asset [B2C, @smartasset, LinkedIn, Careers] - An award-winning NYC-based financial technology company that helps millions of people make smart financial decisions.
• PopaDex [B2C, @popadex_finance, Linkedin] - Your Net Worth, Tracked
• Beyond Payday [B2C, @beyondpaydayapp, LinkedIn] - Household money and retirement planner that works without connecting a bank account, tracking bills, balances and net worth and projecting retirement year by year.

Business Financial Management

• Aikount [B2SMB] - Accounting software for freelancers and small businesses in Spain: invoicing, expense capture from PDF receipts, bank reconciliation and quarterly VAT returns, with a public API and MCP server.
• Brex [B2B, @brexHQ, LinkedIn, Careers] - We’re reimagining financial systems so every growing company can realize their full potential.
• Carta [B2B, @cartainc, LinkedIn, Careers] - We believe in the power of equity. We help companies, investors, and employees manage their equity—and help everyone learn how it works.
• Pave [B2B, @pavedev, LinkedIn, Careers] - Cashflow API to analyze risk and build financial experiences.
• Ramp [B2B, @tryramp, LinkedIn, Careers] - Ramp is the finance automation platform designed to save you time and money.
• ReceiptClaimer [B2B/B2C] - AI-powered tax deduction tracking and audit reconciliation platform for Australian landlords and sole traders. Automate expense tracking with OCR and maximize tax returns.

License